🏡 If you’re on the home buying journey, you’re probably crunching numbers on mortgage rates, down payments, and closing costs, but don’t forget about HOA fees. A Homeowners Association (HOA) is a community group that manages shared spaces and sets rules to keep the neighborhood looking great. Some buyers love the perks, that often include maintained common areas, pools, or community events, while others see the fees as an extra monthly expense. HOAs are generally becoming more popular across the nation, and there are more than a few HOA communities in North County. Swipe to see some of the benefits, and remember: always dig into what each HOA covers before making a decision. #encinitasrealtor #encinitasrealestate #northcountysd #northcountyrealestate #agentsofcompass #compassbest